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Personal Finance : Business & Finance
Trading in Options - The Valuation of Options
Trading in Options - The Valuation of Options Traded options are financial derivatives which provide alternatives to other investment vehicles. They come in two forms: Over The Counter (OTC) options, and Exchange Traded Options (ETOs). ...
Real time Technical Analysis Software for Indian Stock Market Trading
Today, Indian stock market is taking toll from being one of the worst hit markets once to a global market giant. Indian stock market has gone huge. Taking a look at state exchanges, there are ...
Types of Bonds Available to Investors
Bonds are a measure of a company's debt. This means a couple of things: first that you can't consider yourself part owner of a company because you don't share in its triumphs, but may deal ...
Can I Get a Bankruptcy Off My Credit Report Nine Years After Filing?
One of the many downsides of filing bankruptcy is that it remains on your credit report years after you file. Although bankruptcy may be a necessary step to climb out from under your financial burdens, it may prove difficult to get new credit after you file. However, in some cases you can have a ban
How Does a Simple IRA Work?
Set UpBusiness owners with up to 100 employees may set up a Simple IRA Plan to help provide retirement benefits for their employees. A Simple IRA account is opened for each employee and the employee is the sole owner of his account. The Simple IRA is similar to a 401(k) plan in that...
Responsibilities of Cosigning a Mortgage With a Child
Your adult child may be able to buy a bigger house if you cosign the mortgage. Cosigning means your income will be figured in when the lender calculates how big a mortgage your child can handle. The catch is that if you cosign a loan, you're legally as responsible for the debt as your child is, even
An Overview of the Top Ten Mutual Funds in 2013
Mutual funds are a popular form of investment. They are comparatively low risk and provide investors, with a good amount of returns. These are some of the mutual funds that are expected to thrive over ...
Security Alarm Insurance: A Must For Every Business And Home
Security systems are a must for every home and business as without them nothing can function properly. Almost all the companies rely on security systems these days and hence there is a huge demand for ...
How Long Do Charge-Offs Stay on a Credit Report?
A charge-off occurs when a creditor, usually a credit card company, removes an unpaid debt from its accounting ledger. After charging off bad debts, a creditor has the option to write the debt off as a tax loss or sell the debt to a collection agency. Charged-off debts appear on your credit report a
When Do You Have to Have Credit Counseling for Bankruptcy?
Credit counseling was not a required part of the bankruptcy process before the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Now, to file personal bankruptcy, all people must complete a pre-bankruptcy credit counseling session; otherwise, their cases will be dismissed and they wil
How to Track Wire Transfers
Wire transfers add convenience and flexibility when transferring funds from one account to another. Although the process itself is easy and convenient, sometimes there can be a snag in the road when money does not make it when it is expected to. In case this happens, you need to be able to track the
How to Transfer a Social Security Check to Another Bank
Many people receive their Social Security benefits through direct deposit. If you currently receive Social Security benefits and you recently opened a new bank account, you will need to update your information with the Social Security Administration (SSA). Learn the proper way to transfer your Socia
What is the Quickest Way to Qualify for Social Security Disability?
Individuals can wait up to three months for a response from the Social Security Administration to see if they qualify for Social Security Disability Insurance benefits. Those who qualify for a "Compassionate Allowance" or have a "Presumptive Blindness" or "Presumptive Disability," however, do not ne
SSI Benefits for Arkansas
Supplemental Security Income (SSI) is a federal program administered by the Social Security Administration. This program provides cash benefits to qualified U.S. citizens regardless of their state of residence. Though all Americans receive SSI from the federal governments, the particulars of the pro
Purposes of Tuition Fee Increases
Colleges and universities raise tuition for a variety of purposes. Generally, they do so because the college's board of trustees or directors believes students need to take on an increased amount of the school's budget expenditures to help cover the costs of providing them education.
Guide To Understanding Money And Markets.
We may live in the information age, but much of the information we deal with everyday is often perplexing. Perhaps, most confusing of all is the world of finance. We are deluged with data; analysis ...
Save With 401k Plan For A Comfortable Retirement Life!
Save With 401k Plan For A Comfortable Retirement Life! The purpose of a job is not just a comfortable life while you earn, but also planning and saving for a peaceful and comfortable future. The ...
Do Dependent Children's Social Security Benefits Increase After Remarriage?
Social Security famously provides benefits for retirees, but it also supplements the income of the survivors of deceased spouses and disabled individuals, along with the dependents of all three groups. Dependent children may qualify for Social Security benefits. The child must be under age 19 if sti
How Can a Teenager Make Money Without the Internet?
The Internet offers various possibilities for helping teens earn money, whether they surf the want ads online to search for a job or develop and advertise their own online storefront. However, not all teens have easy access to the Internet or want to rely on it for an income. There are plenty of oth
What Are Analysis Checking Accounts?
Analysis checking is a type of business bank deposit product that helps minimize fees for companies that write large amounts of checks every month or deposit large amounts of checks into their accounts. The details of analysis checking varies from bank to bank, but there are some general similaritie