Downloadable Worksheets

• The Internet is the perfect place for teens to download a budgeting worksheet that fits their lifestyles. Use Google Documents or an Internet search of "budgeting worksheet" to find a basic spreadsheet with a section for various expenses, their projected costs and their actual costs. Add or delete categories as necessary. For example, if a teen is only responsible for paying for car maintenance and entertainment, remove the document's other segments, like utilities and health insurance. Replace them with teen-specific expenses like gas, auto insurance, cell phone bills, food, movies and music.