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Personal Finance : Business & Finance
How to Know When to File for State Extended Unemployment in Georgia
If you remain unemployed in Georgia through your regular unemployment claim and your federal extended unemployment benefits, you may be able to move onto state extended benefits. In Georgia, the state extended benefits program offers an additional 20 weeks of benefits. When collecting state extended
What Are Liquid Assets?
The financial world deals in many types of assets, both business and personal. Liquid assets are those most easily converted into cash. Assets are liquid if they can be converted into cash in a relatively short period of time, generally within 30 days.
How Does a Cosigner Work?
Why a Cosigner is NeededCar dealers and mortgage companies require certain credit scores and income levels for approval on their loans. If a buyer's numbers fall slightly short in either of these areas, they may consider allowing a cosigner. In some cases, the buyer doesn't qualify by...
IRA Information on Early Withdrawls
The federal government created IRAs, also known as individual retirement accounts, as a way for individuals to save money for retirement. The government grants special tax benefits to these accounts to give people an incentive for saving money. The Internal Revenue Service does not stop people from
Options for Obtaining Cash for Annuity Payments
Acquiring cash for annuity payments is a complicated process that necessitates working with a structured settlement broker or attorney. More than half of U.S. states prohibit the sale or transfer of future annuities, so the ...
Does Taking Out a Small Loan Help Your Credit?
Your credit score is a delicate blend of your credit cards, installment loans and other borrowing activities, combined with your owed balances, unused credit and the timeliness of your payments, according to the MyFICO credit score firm website. You must use credit to build and maintain your score,
Complaints About Credit Reporting
Banks, credit unions and other institutions that extend credit to consumers need to have some sort of benchmark on which to gauge particular individuals' creditworthiness. For this reason, credit bureaus keep track of consumers' financial history by collecting information about their outstanding deb
Is Social Security Disability Money Considered Marital Property in Michigan Divorce Cases?
When couples divorce, the court often divides marital property equitably between the spouses. In community property states, all property either spouse obtained during the course of the marriage is considered to belong to both parties and is divided accordingly. In noncommunity property states, such
How to Enhance Business With Help of Grants
United States of America, the leading super power of the world is facing lots of problems. One of these major problems is redundancy or unemployment which is now increasing to a surplus level in most ...
Household Saving Tips
Household saving sounds challenging, but it does not have to be painful. If your current budget needs trimming, it is probably because your spending habits are inefficient. After you list your monthly expenses, you will probably find that you're overpaying for some essentials and paying for other se
Are There College Scholarships & Grants Available for the Oldest Child in the Family?
If you are the oldest child in the family and you meet some other criteria, you may benefit from a couple of scholarship programs: the "Honoring Family Scholarships" and the "First in My Family Scholarship Program." You may also apply for other scholarship programs based on other qualifications.
Travel Rewards for Football?
Now that the NFL is back on, it is time to consider what you will be doing throughout the football season. Sure, it is a few months away but with the players and the union ...
Can I Use a 529 Plan for High School?
Qualified tuition programs -- often called 529s -- may help you avoid paying tax on a good chunk of your income. However, you must follow the rules on a 529 plan, or face penalties that end up increasing your overall tax bill. One major forbidden expense under a 529 is to withdraw funds to pay for a
Can You Get Food Stamps If You Get Financial Aid for College?
The federal office in charge of setting national guidelines for food stamps -- the Food and Nutrition Service, within the U.S. Department of Agriculture -- began pushing for increased student enrollment in 2009, and a number of universities actively encourage their students to sign up for benefits.
The Best Traveller's Cheques
A traveler's cheque is a pre-printed cheque with a fixed amount that is purchased for a fee, and can be replaced if lost or stolen. Most banks have stopped issuing traveler's cheques in favor of travel money cards, but among the few companies that still offer them, Visa, American Express and the Int
Simple Money Saving Tips: Laundry
In this tough economy, almost everyone is looking for ways to save as much money as possible. We are having to tighten our belts in ways that we would never have given any thought to ...
What Constitutes a Hardship to Withdraw 401k?
A 401k plan can provide an effective means of saving money for retirement. Because your employer deposits your contributions into your 401k account on a pre-tax basis, you can potentially build earnings more quickly than by investing post-tax dollars. In certain cases, a 401k plan can also act as a
What You Should Know About Personal Loans With Bad Credit
Borrowers with bad credit standing could now apply for loans anytime they need money. Many lenders are now offering personal loans with bad credit to cater to such individuals. Currently many people think that they ...
What Are the Tax Consequences of Making a Gift to a Corporation?
Making a gift of cash or other property to a corporation can produce a variety of tax consequences. From a federal tax perspective, the gift may qualify you for an income tax deduction, or it may result in you having to pay federal gift taxes. From a state perspective, the gift may qualify you for a
Koyal Group Analysts Report European Stocks Finish At Lowest Level Since June
European stocks traded lower on Tuesday over concerns of military intervention in Syria. Banking and mining were two of the worst performing sectors. The Italian market counties to fall over threats to bring down the ...