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Personal Finance : Business & Finance
How to Borrow Money for Business
Your business idea cannot get off the ground without a substantial startup budget. You may have some personal savings, property and other assets that can be mobilized to help you fulfill your dreams of being an entrepreneur. But if you are like most owners, you will need to borrow money wisely for y
The Statute of Limitations for Petty Theft In Ohio
When a person takes something that does not belong to him, he is committing theft. If he is a found guilty of that crime, he may be sentenced to jail time or ordered to pay a fine. When a crime like theft is committed in Ohio, the prosecutor has a limited amount of time, called the statute of limita
Can I Take Leftover Money From My Student Loans?
Student loans are the federal government's way of making sure those who meet eligibility criteria including income restrictions have the ability to pursue a college education. Sometimes the amount of the federal student loan is more than college tuition and books cost. Students can keep the leftover
How to Check Bank Accounts
Not too long ago, bank customers had to walk into their local branch to check their balances, transfer money and perform other common transactions. These days consumers have many more choices when it comes to checking their bank accounts, including telephone banking and online banking options.
How to Calculate Unemployment in Washington State
When you become unemployed, financial information is very important in planning your new budget. Knowing the amount of unemployment makes an easier transition to a reduced, fixed income and your future planning. While looking for other employment, unemployment benefits maintain the basic financial r
The Maximum Amount of Money for a Roth IRA
Established in 1998 by the Taxpayer Relief Act of 1997, the Roth individual retirement account has changed the way many investors look at saving toward retirement. Money in a Roth IRA grows tax-free, a very attractive alternative compared with the tax-deferral of the traditional IRA. However, becaus
How to Manage Your Money When You Are in Your Twenties
Establishing a money management plan in your 20s puts you on a solid fiscal foundation for the rest of your life. Despite the challenges of entry-level incomes, student loans, and living with mom and dad, developing strong financial habits now will help you organize and follow your budget, identify
An Explanation for Lowered Credit Scores From the Past Few Years
Your credit score gives potential creditors a quick impression of how likely you are to pay your loan back on time. During poor economic times, many people may have lower credit scores because of loss of income and other financial crises. Always contact your creditors to make payment arrangements if
What is my investor profile?
Someone's investor profile can incorporate many different aspects of their lifestyle. These can include a person's personality, family, finances, future goals, past experiences and knowledge of investing. An investor profile can be defined as a ...
Deposit Slip Instructions
There are several ways for people to deposit money into their bank accounts but most account holders make in-person deposits at financial institutions using deposit slips. A deposit slip is a credit to your account, and it is offset by the checks or cash that you deposit. If you take cash back from
What Can I Expect From Selling Old Gold?
Gold prices fluctuate with the economy, and a poor economy usually strengthens gold values. If you have old gold scraps or broken pieces, selling them in a strong market gives you cash for items with no aesthetic value. Selling antiques and family heirlooms requires more thought. These items are oft
The Importance of Short-Term Investment in Financial Planning
The Importance of Short-Term Investment in Financial Planning Investments that cover both the short- and long-term goals are important in achieving your financial goals. If one avails oneself of the services of the Partners at ...
Social Security Benefit Application Instructions
Social Security offers monthly income for retired workers and disabled people as well as lump sum and monthly payments for a worker's family if he dies. The federal health plan Medicare that pays medical expenses for the elderly, disabled and people with renal failure is also part of Social Security
Choosing the Right Recruitment Process Outsourcing Provider- Points to Remember
Recruitment Process Outsourcing (RPO) quite simply means outsourcing your company's recruitment process, either in entirety or parts of it to an external service provider. The RecruitmentProcess Outsourcing Company that you select can provide the skills, ...
How to Transfer Money From an ATM
Automatic teller machines (ATMs) are available in highly trafficked public places for people who are low on cash. They charge a small fee (usually approximately $2 to $3) for the service. ATM machines provide quick physical cash for anyone who has a debit or credit card. However, many credit/debit c
How Much Time Do I Have to Apply for Unemployment?
Unemployment insurance gives workers a source of income if they become unemployed through no fault of their own. Employees can use unemployment benefits to tide them over while they search for a new job. If you lose your job, apply for unemployment as soon as possible to avoid losing any benefits.
Americans, on the Whole, More Fiscally Responsible in Lean Times
The credit bureau TransUnion is reporting that only .06 percent of credit card borrowers were delinquent 90 days or more in the second quarter of this year. Experts at the credit bureau are also reporting ...
NAACP Scholarships & Grants
In 2011, awards for the NAACP scholarships and grants program ranged in size from $1,000 to $5,000. Scholarships, funded by donations to the NAACP, are the only form of financial aid the association provides individuals. While the NAACP suggests that applicants be members of the association, members