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Personal Finance : Business & Finance
Secrets to Fix My Credit
Many companies and unscrupulous people claim to hold the magic key to repairing bad credit overnight. The hard truth is that there isn't a magic button to raise your credit score -- it takes persistence, dedication and a little inside knowledge on the credit industry to repair your credit...
Tips on Living on a Fixed Income
Account for every dollar that comes in and goes out of your bank account.money image by Horticulture from Fotolia.comLiving on a fixed income is often associated with the retirement years. Others find themselves living on fixed incomes because of disability or the loss of a job. The...
How to Find Unclaimed Assets
Unclaimed assets are accounts at banks and companies that have been inactive for a year or longer. Almost every state has its own unclaimed assets program that looks for owners of lost and/or forgotten property. With some good record-keeping and a knowledge of where to look, you can track down your
How Much Do I Need to Invest in Tax Lien Certificates?
The tax lien certificate is the most secured business in the United States as well as other countries who are involved in this business. The investment is guaranteed to return with much more interest. The ...
Auto Lease Disadvantages
Leasing allows you to drive a more expensive vehicle and have a low monthly payment.suv image by Michael Shake from Fotolia.comSome prefer leasing cars rather than buying. Leasing allows you to get a new vehicle every few years, and you can typically lease a more expensive car than what...
If I Receive Food Stamps Can I Receive TANF?
TANF stands for Temporary Assistance for Needy Families. It's a program created by the government to provide very low-income families with cash to pay bills and buy necessary items, according to the U.S. Department of Health and Human Services. The aim of TANF is to help families become self-suffici
How Long Since a Previous Filing Do You Have to Wait to File Bankruptcy?
When a debtor has previously received a bankruptcy discharge, he must wait a certain period of time before filing another case. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 imposed these time frames between bankruptcy filings to prevent the use of bankruptcy protection from be
Salary of a Visual Basic (VB) Programmer
Visual Basic is a computer programming language that allows users to create graphic elements -- such as buttons, scrollable pictures and pop-up boxes -- for computerized applications and websites. Originally released in 1991, it is, at the time of publication, in its sixth incarnation, and is primar
Taxes on Dipping Into Retirement Early
With the instability of the federal Social Security payment system as of 2011, saving for retirement has become commonplace for most Americans. Two popular methods for retirement savings are individual retirement accounts and 401ks. IRAs are usually opened independently, while 401ks are usually empl
How to Get Money Back on My Student Loans While Filing My Taxes
If you have student loans, you pay interest on them each month. Over time, that interest can add up. Fortunately, you can get some of it back when filing your taxes, even when it was your parents making payments on your student loans. You can deduct up to $2,500, lowering the total cost of your fina
Questions to Ask When Taking Over a Car Lease or a New Car Lease
If assuming someone else's lease, several questions can save you money at the end of the lease's term. Learn which question to ask before assuming someone else's lease so you don't find yourself paying more than you expected at the end of the term.How long is the Bumper-To-Bumper Warranty...
Is Check Verification Based on My License Number?
When an individual presents a check he wants to cash, there is always the possibility that the check could "bounce," or be returned for insufficient funds. One way to verify that his check is probably good is by running his driver's license number.
Hire Intercontinental Financial Organization Gives Effective Expert Services for Currency Options
Currency options are contracts for the buyer of the option to scholarship the right and not a responsibility, selling as well as pay for hidden currency that has an explain exchange rate with the explain ...
Chinese American Scholarships
Chinese- American students planning to study in various fields and disciplines may apply for scholarships awarded by Asian American organizations. Scholarships are available not only for college students but for those enrolled in graduate and professional schools. Some Asian American organizations p
DIY Conveyancing in Tasmania
Conveyancing is the act of transferring real property, such as a house, from one person to the other. In Tasmania, an island-state of Australia, conveyancing property normally requires hiring a solicitor (a type of lawyer) who performs legal work, such as the title search and preparing legal documen
Can I Do a SEP IRA & a Tradtional IRA in the Same Year?
These days, it seems more people are supplementing their incomes with money from small businesses, consulting and self-employment. If you have both wage income and income from a business or self-employment, you also have an expanded range of retirement plan options. You can use a traditional IRA to
Kappa Alpha Psi Scholarships
Kappa Alpha Psi is an African American college fraternity that contributes to communities throughout the U.S. by sponsoring scholarships. The fraternity has campus and alumni chapters throughout the country, and these individual chapters often sponsor scholarships for local students. Although no nat
Credit Assistance Programs
Close a credit card account.credit card image by jimcox40 from Fotolia.comMillions of Americans have experienced credit problems throughout their adult life, with many so mired in debt, they find it nearly impossible to get out from under it. According to CreditCards.com, the top 10...
Buying Silver in the Age of Transitory Inflation and Other Political Delusions
Spokespeople for the U.S. Federal Reserve have been saying that rising food and energy prices are transitory. They have now been pushing that illusion on the market for ten years, and some traders are still ...
IRA Early Withdrawal Penalties & Taxes
The IRS imposes penalties on early IRA withdrawals.tax forms image by Chad McDermott from Fotolia.comThe Internal Revenue Service allows significant tax benefits for IRAs, or individual retirement accounts. Tax-deferred IRAs, including traditional IRAs, SIMPLE IRAs and SEP IRAs offer tax...