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Personal Finance : Business & Finance
How to Read a Debit Card Statement
A debit card statement is also your checking account statement, because all debit card transactions go through your checking account. If you only use your debit cards and not checks, you'll only see debit card transactions appear throughout the statement, in addition to any transfers made from or to
What Is the Meaning of Retailing?
Retail companies make up a significant portion of American businesses. The companies not only create jobs, but also make a direct connection with customers who need the retail products. Whether you plan to seek a job in retail or want to open up your own retail business in the near future, it is hel
How to Contact Suze Orman
Suze Orman is one of the best-known financial advisors in the U.S. She appears regularly on TV and radio and has written a collection of best-selling financial books. Over the years, she has made a name for herself by helping others with their financial management and money woes. There are several w
Can My Business Checking Account Be Garnished for Personal Debts?
When you have your own business, you have a lot to keep track of, and then you also have to watch your personal spending. While you might try your best to keep those two areas of your life separate, they remain connected through you. If you incur a personal debt that leads to your creditor seeking t
Can an Unemployed Person Get a Pell Grant?
Pell Grants are federal funds that help students afford college. The Pell Grant is a need-based grant, going to students who can demonstrate a financial need for tuition support. Students must meet a number of requirements in order to be eligible for a Pell Grant, and many of these requirements are
SEP IRA Contribution Laws
SEP-IRAs help individuals build income tax-free.investing plans image by Mats Tooming from Fotolia.comFunded by employer contributions, a simplified employee pension plan, or SEP, provides an easy way for employers to contribute to employee pension plans or for a self-employed individual...
How to Write a Check for More Than $1,000
With the convenience of debit cards to pay your bill at the store and online banking to pay your bills online, checks are not as used as they once were. When you write a check you must first ensure you have the funds in your bank account to cover the dollar amount for which you write your check. Fro
Can the Executor of a Will Also Be a Beneficiary Without Dividing Among the Heirs?
It's perfectly legal for one of the beneficiaries named in a will to serve as executor. If the will has only one beneficiary, that shouldn't cause any problems. When the decedent has more than one beneficiary, however, appointing one of them as an executor can trigger suspicions she's cheating the o
Can You Receive Survivor Benefits If You Already Receive SSI?
Social Security provides a life insurance annuity in the form of survivor benefits. You may claim survivor benefits on the death of a spouse or ex-spouse, or possibly another close relative. Supplemental Security Income provides income based on the need for the basics of life. If you receive SSI, re
Is Your 10000 DinarAuthentic?
Iraqi dinars, due to their increasing value have become quite popular among the investors. The currency market has experienced a real hike with the increased investment schemes as far as Iraqi dinars are concerned. There ...
How to Find the Best Places to Retire and Save on Taxes
Federal taxes will be the same no matter where you move for retirement; however, state and local taxes vary from one state to the next. A lot depends on your financial situation before deciding where to retire for the best tax savings. Make sure to research places to retire before making a decision
How to Inventory a Household
If you have the misfortune to be in the path of a disaster, it's one less burden to bear to know that you have insurance that covers your valuable possessions. Individuals conduct household inventories for insurance purposes. Inventories are a way to get a clear assessment of the value of the proper
How to Add a Spouse to a Bank Account
When people get married it's not unusual to establish a joint bank account. Rather than opening a completely new account, many people will simply add their spouse's name to an already existing account. This is a big step, since putting another person's name on your bank account gives them access to
How to Start a Family Friendly Household Budget
Starting a family-friendly household budget takes work, especially when you begin tracking spending and organizing the budget at the beginning. But it is well worth the effort because you'll know your monthly income and expenses and therefore will be able to plan how to use any extra cash you have e
List of Companies That Make Financial Software
Manage your money with the help of financial software.cash image by Mat Hayward from Fotolia.comYour finances, whether personal, business or both, influence your life in the present and in the future. Tracking your money, writing checks or making budgets are some of the ways you can...
Lease Laws in the State of New York
As the primary legal instrument that defines the landlord-tenant relationship, a lease is a vital document in protecting both parties' rights and interests. Because of the potential for abuse by landlords as well as landlords' rights to maintain their property and investments, the state of New York
MBA Education Grants
Although grants for Master in Business Administration (MBA) programs are limited, it's worthwhile to investigate what opportunities there are. MBA students are ineligible for federal Pell grants, and most scholarships and grant providers focus on students in other programs who are not expected to ea
How to Calculate a Blended APY
An interest rate is the price tag to buy (borrow) money. The rate changes depending on the the asset the money is buying or the creditworthiness of the borrower. A blended interest rate looks at different rates, perhaps from two different lenders or over two different time periods, and combines them
Nursing Home Activity Director Salaries
Activity directors work in a variety of settings, where they plan and implement activities that benefit the specific clientele. In nursing homes, activity directors develop programs for entertainment, relaxation and socialization, to help make life for residents as fulfilling as possible. A nursing
How to Become a Choral Teacher
Choral teachers are employed to teach music students in elementary and secondary schools, churches and other musical performance groups. Choral directors allow singers to tap into their musical potential by teaching them how to sing in a choir. Choral instructors must complete the same level of educ