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Credit : Business & Finance
Consumer Credit Rights
Maintaining the best possible credit rating is important for every consumer. A good credit score helps you get loans and credit cards, get insurance and even get a job. There are various laws that help you monitor your credit report, correct errors and avoid discrimination. They also give you rights
500 Pounds For Unemployed Bad Credit
If you are struggling in finacial complications and unable to apply for traditional loans by reason of the unemployed but for the 500 for Unemployed Bad Credit you are absolutely able to apply. By achieving cash you can cater all monetary issues without any obstruction.
How to Get W-2s Without Dates of Employment
The IRS recommends that employees keep a record of their W-2s, which prove their income and deductions for the year. If you earned wages and had taxes withheld from your paychecks, your employer is supposed to give you a W-2 form by January 31. If you are missing W-2s, obtain free transcripts from t
How to Get a List of My Credit Card History
Good credit history helps you obtain a car loan, qualify for a mortgage or get lower rates on unsecured debts. One of the items in a credit report that is important to lenders is credit card history. Knowing your history enables you to create an action plan to improve your credit score and identify
Do You Think You Are Credit Blacklisted?
Most people still feel a credit blacklist exists. Here is a quick guide to what really happens.
Get Airline Miles With Credit Cards
Credit cards that offer airline miles are very popular, so it is very easy to find them. You can get credit cards airline miles by racking up points every time you make a purchase with the card. Airline miles are not the only thing that these credit cards can offer, though. You can get many more rew
Credit Scores: Small Mistakes That Spell Big Trouble
This article discusses 5 mistakes that consumers can make that will prohibit them from joining the credit elite, and how to avoid them.
New FICO 08 Credit Score Changes
There is a new FICO credit scoring system called FICO-08 that was designed to better serve the credit industry. The two major changes are about small inconsequential infractions and people who piggyback onto others good credit history. This new scoring method has been in testing for the past 6 month
What Is Bad Credit and How Does It Affect Me When Applying for a Loan?
Loan providers all work differently when it comes to their credit 'score' or 'rating' that they use to decide whether to accept you for a loan. They will use not only the public information available to them via the main credit bureaus like Experian or Equifax but a score card ba
How to Legally Remove A Judgment On A Credit Report
In simple terms, a credit report judgment is a court order demanding you to make good on a bad debt. A credit judgment can lower your credit rating by as much as 250 points, destroying your credit report, indelibly marking you as someone with an untrustworthy credit history.
Getting Bill Collectors To Play Nicely
Although collection agencies are supposed to be above-board and ethical in their collection practices, there are many of them who do not follow the rules.When you know the rules, you can make sure they deal with you in an above-board way.
How to Avoid Having an Ex Destroy Your Credit
Breakups and divorces are one of the most common causes of credit problems.Having personally worked with hundreds of couples in this predicament here are my five tips to reduce or eliminate the harm done to you and your ex's credit during a breakup or divorce.
How to Remove Credit Card Payment Protection From Cards
Credit card payment protection for your credit card is an invaluable tool if you are somewhat forgetful regarding bill payments, or want to ensure that the bill is paid in the event that you are injured or laid off. For a monthly fee, your credit card company will make a minimum payment for you if y
Can I Have a Credit Line Open Without the Bank Account?
All banks, credit unions or lenders will require a bank account if you want to open a credit line. There are several reasons to open a credit line, including to buy a home or open a small business. Credit lines and prepaid credit lines require that you have bank account as security that the loan wil
Bad Credit Business Loans - Proven Ways to Raise Your Credit Score and Get Money For Growth
A business that has access to affordable capital will always have a very big advantage over all its competitors. However, the current recession has resulted in large number of persons are suffering from a poor credit score.
How To Fix Your Credit Report
The last step in restoring your credit is knowing how to rebuild bad credit. There are several different methods you can use beginning with credit cards and even a small loan from the bank.
Credit Card Services - Icing On The Cake
When you are being encouraged to use the credit cards for transactions of all kinds that you do, it is but natural that the credit card issuing banks would also be eager to provide world class credit card services as well. Still there are apprehensions in some quarters about the secured environment
How the Durbin Amendment's Debit Fee Cap Can Help Your Business
As a small business owner, what should your strategy be to best capitalize on the Durbin Amendment? In an attempt to regulate debit card transaction fees, the Durbin Amendment has caused banks to raise fees across the board to make up for their financial losses. The law was intended to incent mercha
No Limit Credit Card - Qualifications and Needs
Another name for the no limit credit card is the platinum card. It is a card which is issued by all the major banks in the world. A special feature of the card is that there is no upper limit to the credit that can be taken by the holder.
How to Rebound Your Credit Score After a Financial Disaster!
Trying to improve your credit after a giant problem can be very frustrating and time-consuming. Unfortunately many Americans have to deal with credit trauma such as divorce, tax evasion, bankruptcy, and civil lawsuits.