Credit Cards, Friend or Foe

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Credit : Business & Finance

On-line Buyers, Save Your Credit

We all know that buying on-line can not be done with cash, unless you just order on-line and have the goods delivered to you. Most products and services sold on-line have credit card [http://www.yourloanservices.com/credit-card-guaranteed-approval-online.html] payment ...

Credit Sources That Establish Credit

In addition to traditional methods that are used to build credit, such as credit cards, and car loans, there are several other types of credit sources that can be used to establish good credit. Exploring these credit sources and their different benefits, can help you decide which one would work best

How Do I Get My FICO Credit Score Online?

Your FICO score, which is also known as your credit score, is a number which reflects on your past and current financial activities. This is used by potential lenders who gauge the risk you put forward in case you want to borrow money. A higher score is better as you are likely to make payments on t

Shopping Around For Credit Repair Law Firms

While there are a good number of credit repair law firms around the country, you will need to shop around for the best one. The most reliable credit repair firms are rarely the ones that claim they are the best or guarantee to fix your credit score within just a short period of time.

Why Do Some Organizations Offer Debt Reliefs?

If you are having issues with your credit or your ability to pay back your debts then you are no doubt aware that some companies will offer debt reliefs. Why is it that these companies offer this service and what is in it for them? What we must look at is your debt from the perspective of your credi

Are Children Liable for Parents' Funeral Expenses?

When a parent passes away, it can be an especially stressful time emotionally and financially. Part of the process that comes immediately after the death is making funeral arrangements. If you are the child of the deceased, you may be responsible for the funeral expenses or they could be paid by the

Why Would I Get Credit Card Offers in the Mail If My Credit Is Bad?

People with bad credit may be surprised to look in their mail and discover credit card companies sending them offers for new lines of credit. Logic would suggest that a person who has difficulty paying back his debts would be an unattractive customer for credit card companies, who would face a highe

How do I Report Possible Credit Card Fraud?

A significant number of Americans fear becoming credit card fraud victims. A 2009 survey by the Unisys Security index found it topped worries about personal safety, computer viruses, terrorism and health viruses. This fear is valid, according to a Javelin Strategy & Research survey, which showed tha

What Are the Problems Caused by a Credit Card Hack?

Credit card hacking is a special kind of credit card fraud. Instead of stealing the credit card itself, hackers steal the credit card number from a computer. Unlike with the theft of a physical card, long periods of time often elapse before these thefts are discovered. These hacks can...

Billions Currently Exist in Unclaimed Assets

The problem of unclaimed funds has affected every household present in the United States. As per the state treasury, in every family there is at-least one member who has unclaimed assets scattered in different parts ...

Types of Credit Card Merchant Accounts

To accept credit card payments, you need to hire a merchant account service provider responsible for processing the credit card transactions. This service provider has to offer you a processing solution with features, rates, terms, service and incentives that are best suited to your business needs.

Shopping On Credit

As a consumer there are various different ways in which you can shop on credit.Store cards, credit cards, hire-purchase agreements and catalogues are the most prevalent means of the buy now, pay later culture, but keeping on top of these recurring bills can prove problematic, even for the best of us

A Tale of Credits

It is said that everything in life comes a full circle. That is so true in every facet of life, including the most important of all- one that we call money. Money has assumed many forms through centuries, for eg. silk, stone money, iron nails and finally, we have arrived at plastic money. The new ag

Bouncing Back from Poor Credit with Credit Repair

Credit repair literally means repairing your credit that has been damaged either by delayed payments, failure to pay your bills, identity theft, an error by the credit agencies or some other reasons. Failure to pay on time may also have understandable reasons like illness, job loss, etc. Whatever th

Three Credit Bureaus and Three Different Score, WHY?

There are three major credit bureaus, TransUnion, Equifax, and Experian. Each one of these bureaus has information on consumers and the scores that each bureau produces could be vastly different. How can that be? It ...

Credit Repair Companies - Should They Be Asking For Upfront Payments?

When it comes to credit, many individuals are usually so engrossed with the problems they have in hand that they forget to check further and concentrate on the solutions that credit repair companies offer. This however can prove to be a risky move as shady or fly-by-night operations can just take ad

Credit Cards & Lawsuits

Credit card companies, as well as collection agencies, can and do sue debtors for delinquent debt. A lawsuit is not only embarrassing, time-consuming and expensive, but can result in the seizure of your bank accounts and the garnishing of your wages. If possible, avoid a lawsuit by either negotiatin

How Credit Repair Can Save the Day #2 - Home Buying

If you seriously wish to get approved on a home loan application you need to have a few things in order. First you need to have enough money saved up for the down payment, closing cost, moving expenses, and other things.