Benefits

• Investors who decide to purchase a trust certificate are privy to a bit of a safety net. Even in the event of a company's downfall or dissolve, the investor may still recoup some of their investment in the selling or reacquiring of company assets.
  
  

Drawbacks

• Investors who decide to purchase a trust certificate will typically earn a lower return, due to the lower level of risk. It is important an investor be fully educated on the company's overall financial situation and the nature of the assets the certificate is created against.
  
  

In Making Your Final Descision

• For many investors, the lower potential return is a fair trade for the added security gained in purchasing a trust certificate. As with any investment, the best way to decide is to fully research not only all of your investment options, but to fully learn the ins and outs of the company you will be supporting prior to proceeding with any transaction.