Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
Personal Finance : Business & Finance
Can Siblings Draw on Each Other's SS Benefits?
The Social Security Administration (SSA) pays disability and retirement benefits to workers who qualify to receive them as a result of their work records. Under certain circumstances, the SSA allows a qualified worker's family members to receive benefits based on his work record, as well. The SSA co
How to Create a Line Item Budget
Line item budgets help businesses, entrepreneurs and heads of households to track and monitor available funds, revenues and expenses by type. The accounting tool can be created to reflect year over year differences between same expenditure types or to reflect the difference between budget and expens
How to Calculate the Penalty on Cashing Out an IRA
An individual retirement arrangement (IRA) is a type of account that offers you tax advantages to help you save for retirement. For most IRAs, you must pay tax on any amounts you withdraw, with the primary exception being Roth IRA distributions. All IRAs also carry tax penalties if you take money ou
Can a Non-Lawyer Bring a Will to Probate Court?
A probate court is responsible for hearing estate cases, those that arise after a person dies and leaves behind property. You do not have to be an attorney, nor do you have to hire one, to open a probate case. The skills and knowledge of an experienced probate attorney are, however, often invaluable
MSCI Scholarships
The Metals Service Center Institute (MSCI) is a professional organization that represents producers, distributors and processors in the metals industry. As part of its mission to support those involved in the metals industry, the Metals Service Center Institute offers scholarships to the dependents
How to Save Money on Christmas Shopping
Shopping for the holidays can be a difficult endeavor when on a budget. Because the holiday season can be expensive, it is always nice to find ways to save money, even if it doesn't seem like a lot at the time. There are several techniques that people use during this time of year to make it easier
Financial Planning Questions
Professional Wealth strategies in Tucson wants to answer your financial planning questions about how to avoid financial temptations. Investors are motivated by the financial temptations of desire. Desire can manifest itself in several ways. The ...
The Average Cost of Long-Term Health Insurance
The chances you will need long-term care are getting higher the longer you live. That’s an expensive proposition, especially since Medicare only pays for short stays in long-term care facilities. Purchasing a long-term care insurance policy might be a good solution for you. Rates are fixed at
Stock Trading Tips To Know
Are you thinking about investing some of your money in the stock market? If you take the time to learn how to trade stocks [http://innovative-finance.com/learn-how-to-trade-stocks/] the right way then you will be able to invest ...
How to Apply for Native Hawaiian College Education Grants
The federal government offers grants to institutions that provide educational experiences for Native Hawaiians. Community colleges and universities throughout Hawaii have taken advantage of the Native Hawaiian Education Grants. This article will help your organization understand how to apply for a g
How to Stop Collection Calls
The federal government has a law regulating the collection industry because it understands how annoying collection calls are. While the Fair Debt Collection Practices Act contains regulations that third-party collectors -- agencies hired by a company claiming that you owe a debt -- must follow when
Tax Reform Act of 1997
The federal Taxpayer Relief Act of 1997, also known as the Tax Reform Act of 1997, became effective on Jan. 1, 1998. It still provides tax relief for many individuals and families in the United States. Tax credits and exemptions found in the act can save you money if you qualify, while the creation
Is Checking Your Credit Score Bad?
Nearly all people of legal age who have taken out a loan or a line of credit are issued a credit score by credit reporting companies. This score is a measurement of the likelihood that the person will back a loan on time and in full. According to U.S. law, a person is legal entitled to check his cre
How to Reinstate Your Checking Account Closed by Chex Systems
If your financial institution informs you they're closing your account because of information about you on ChexSystems, it's important to understand what's happening. ChexSystems is a consumer reporting agency that collects information about your history with financial institutions, similar to the i
How to save money using loose change
Your loose change is more valuable than you might think. Saving that little hand full of loose change every day doesn't seem like much but it could turn into quite a savings or retirement account one day.
How to Make a Wrist Corsage Using Paper Money
Corsage gifts accompany many formal occasions, including weddings and dances. Wrist corsages especially are the stuff of teen proms, homecomings and cotillions. These events require a significant outlay of cash between pre-dance meals, transportation and event photos. Make a money-themed wrist corsa
Identity Theft Protection - Prevent Your Good Credit From Being Used by Thieves
Identity theft protection. You hear those words so often in the news. Experts continually warn people to protect their identity from criminals who would steal your credit card, debit card, and/or social security number to ...
Illinois Private Schools Who Give Scholarships
Private schools often offer financial assistance to families who could not otherwise afford to send their children to them. Schools typically base their assistance on financial need and merit. Private schools of all levels across Illinois offer scholarships and financial assistance to families. The
How to Win Free Money
We all love a freebie here and there, but if you're looking to win big and score free money then utilize these resources and steps. Free money, grants and opportunities are truly available if you know all of the right places to look. It may take a little bit of time and a whole lot of digging, but i
Do Collection Agencies Have Access to Credit Bureaus?
Not all debts incurred by debtors are collected by the people to whom they owe money. Often, creditors hire collection agencies or sell their debts to collection agencies, as collection agencies are more skilled at collecting on debts than creditors. Because collection agencies have a legitimate bus