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Personal Finance : Business & Finance
Reasons for the Recent Surge in Gold Prices
In case you haven't noticed the recent surge in the price of Gold, it is at near $1200 an ounce. It has been on a steady rise over the last three to four years. The ...
How to Calculate Partial Unemployment Benefits
When you are awarded unemployment benefits, you are given a total awarded amount and then a weekly compensation amount. That weekly compensation amount is a set amount that assumes you are not earning any income during the week. Any week in which you earn income, such as for a part-time job or a tem
How to Pay Off Student Loans Quicker
Every year millions of college graduates find themselves up to their ears in student loan debt. Today, it is easier for kids to attend school than it was decades ago, but the huge bill after graduation can come as a shock. Repaying student loans can be challenging, especially if you have other expen
How to Find Credit Counseling that You Can Trust
Credit counselors offer professional advice on managing your finances and help you create a personalized plan to prevent future financial difficulties. With the help of a trusted credit counselor, you can find workable solutions to your financial hardships. Find a certified consumer credit counselor
Students' Credit Card Use
Getting a credit card is almost a rite of passage for college students in the U.S. Despite 2010 legislation that restricted the ability of students under 21 to apply for credit without a co-signer, credit cards are still alive and well on college campuses, and recent studies show that the use of cre
How do I Calculate Military Reserve Points for Retirement?
Retirement pay for the U.S. Military Reserves is based on accrued points. The more points you have, the more you will be paid in your retirement. Points are calculated in accordance with the amount of service you performed--the more time you spent, the more drills you attended, the more classes you
Currency Counters Miami - What Are The Benefits of Using This Unit?
For any business that is involved, one should always have a cash drawer and a currency counter. This enables to have a smooth transaction and also it protects against fake money being used. When one ...
How to Dumpster Dive For Treasure
I have found over $1,000 dollars worth of used stuff in dumpsters this year, and the tally keeps going up! From inflatable water slides to ping-pong tables and jogger strollers to lumber. Some of the stuff I have found could easily be sold to pawn shops and eBay. If you are brave enough to do it
How to Budget and Save $1000 a Month
BUDGET AND SAVE $1000 A MONTH is a step-by-step guide to creating a working budget for your family. You can save $1000 per month in your monthly budget if you implement a plan with goals. These instructions are easy to understand and with the right support you can budget and save $1000 per month.
How an IRA Contribution Impacts Taxes
Individual retirement accounts (IRAs) are investment vehicles that allow workers to save money on taxes. Traditional IRAs work similarly to 401k plans in that contributions (deposits) made to an account may be tax-deductible. The amount you will save on taxes by contributing to an IRA depends on the
Car Insurance Levels
Although there is no federal law mandating that drivers carry car insurance, all 50 states have some requirement that drivers purchase a minimum level of car insurance. This is to ensure that a person who is injured in an accident or who has his property damaged will receive some kind of compensatio
How to File for a Florida PIN Number for Unemployment
Once you file for Florida unemployment, it can take a couple of weeks for you to receive a determination letter notifying you of whether or not you are approved for benefits. Do not wait on the determination letter to start claiming your weekly benefits. Instead, start claiming benefits immediately
Wall Street’S Augury: Biogen Idec Inc (Nasdaq:BIIB)
The U.S. Food and Drug Administration (FDA), an agency within the U.S. Department of Health and Human Services, protects the public health by assuring the safety, effectiveness, and security of human and veterinary drugs, vaccines ...
What Is a Nonprobate Estate?
The death of a loved one is often a deeply emotional experience. After -- and sometimes during -- the grieving stage, the family must deal with the decedent's assets, property and debts. A probate court may need to be involved. In general, only probate assets (as opposed to nonprobate assets) are go
If I Pay Off My Collection Account, Will the Original Debt Show As Paid?
When you have paid off a collection account, you should rightfully expect to have that information reflected in your individual credit report. However, it is important to check your report to ensure the collection agency reported it accurately.
IRA Non-Spouse Distribution Rules
You can take distributions from an inherited IRA.retired purse image by Maria Brzostowska from Fotolia.comWhen you inherit an Independent Retirement Account from someone other than your spouse, you cannot treat the account as your own. This means you cannot make contributions to the...
Adding to a Roth IRA
Many workers prefer the long-term tax benefits of a Roth IRA to the immediate tax break of the traditional plan. With a Roth IRA, you do not get an immediate tax break when you make your contribution. But, in exchange, you get to withdraw that money tax-free when you retire. That can provide an enor
How Do I Immediately Repair My Credit?
Your credit is a history of how well you have handled all of the credit you have been given in the past seven to 10 years. According to news website American Chronicle, to immediately repair your credit, you need to focus more on how you pay your debt rather than how much debt you have. If you devel
Salary of a Temporary Receptionist
Approximately 43 percent of the temporary workers in the United States are employed as receptionists, clerks and administrative assistants, according to a U.S. Bureau of Labor Statistics article entitled "Temporary Help Workers -- Who They Are, What Jobs They Hold." The salaries for these positions
What Are the Benefits of Public Housing?
Public housing is just one form of assistance for impoverished populations in America. Depending on the program in the particular locale, the rent for this type of housing may be subsidized or deeply discounted. While many communities consider this type of structure to be a blight, it is necessary f