How to Cancel My Visa Account Now
- 1). Call the number located on the back of your Visa card to speak with a customer service representative.
- 2). Follow the automated prompts by pushing the correct keys on your phone's keypad until you are speaking with a customer service representative. Provide your name and the last four digits of your Social Security number to the representative.
- 3). Explain that you'd like to close your account. Visa does not want to lose your business so the representative will attempt to talk you into keeping your account open, perhaps by offering to raise your credit limit or lower your interest rate. If you choose to accept her offer, do so. If you still want to cancel your card, decline the offer and proceed.
- 4). Pay off any balance remaining on your card in full if you haven't already done so. You can do this prior to canceling your card or you can provide the Visa representative with your bank account information and have him do it for you. Once he has canceled your account he will provide you with a confirmation number.
- 5). Cut your card into as many pieces as possible, throwing them away in multiple trash cans; this makes it more difficult for identity thieves to obtain your card information.
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