People who understand how to comparison shop normally get the best deals. If you are NOT one of them, you'll soon be taught here. Nevertheless, before that, or while you do that, there are several other often ignored tips to use if you want to pay a lot less. Here are a few of them...

You might be able to bring down your rate if you take time to review your policy from time to time. It's interesting to note that a lot of people still pay for things they needed yesterday but no longer need for today. How about removing your just-wedded daughter from your policy?

Does it occur to you that you might now be eligible for certain discounts due to certain changes in your life? There are coverage types that might now be unnecessary.
Review your policy at least once a year or twice yearly. Don't be surprised if you end up discovering you need to make adjustments or report changes that will result in considerable savings.

Do your best to always ensure your policy never lapses.It will make you pay high premiums for a long time. It's easy for this to happen to many folks while they are switching to another insurer.

Don't terminate your previous policy until the new one is in place and you'll avoid this costly mistake. It looks simple but, believe it or not, a lot of people are paying a lot more just because they overlooked this.

Do you have a car you've not driven in months? Do you have a car that you've just forgotten about because of the headaches it gives you or something? Have you removed it from your auto insurance policy?

The painful reality is that more people than you could imagine are paying higher rates than they should because of such negligence. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.

Add-ons like towing raise your premium without giving you as much value as using a towing service. By the way, your credit card might already offer this as a benefit so check.

Overall, you're better off using a third pary towing service than placing it on your auto insurance policy.

Don't make the mistake of parking your car in places where it won't be safe. This means that you have to do all within your power to NOT park your car in a red light district. I hope you also know that you'll pay less if you have a garage for your car.

Don't forget to always park your car in a well lit area when you're out. This is because thieves avoid well-lit areas but love operating in the dark. .And for no reason should you leave your car in the open street for a whole night.

Have you checked if your credit card company offers rental car coverage? More often than not, you'll discover that your credit card provider has already given you this coverage as added value. You'll simply avoid duplicating coverage if you check before you decide if it's necessary to still add rental car coverage to your policy.

As you take other steps to lower your auto rates, here's something you can do to get lower rates today: Visit reputable insurance quotes sites and get quotes.

Visit a minimum of five of such sites for the best results. It's free, quick and easy. Make sure you give your correct details as you fill the questionnaires presented. Thereafter, just pick the offer that represents the best price/value from the quotes return.