How to Transfer an SEP

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    • 1). Decide what account you would like to transfer the money to from your SEP. You can move the money into an open account, or you can open a new account to move the money into. You will need to know information about the new account so you can give it to the current holder of your SEP IRA.

    • 2). Decide how much money you want to transfer from your SEP IRA. With a direct transfer, there is no limit to the amount, and there will be no tax implications.

    • 3). Contact the financial institution that holds your SEP to complete the required paperwork to move the funds. Once you have signed off, the funds will automatically be transferred.

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