How Long Do I Need SR-22 Insurance in California?

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    Purpose

    • The purpose of requiring DUI offenders to file an SR-22 is to make sure problem drivers remain insured at all times. If a DUI offender cancels his insurance, or it lapses, the California Department of Motor Vehicles will be notified by operation of the form and immediately suspend the driver's license.

    Certification

    • An SR-22 certifies that a driver is carrying the minimum liability coverage required by California law. Under California law, the minimum insurance policy must provide $15,000 for injury or death of one person, $30,000 for injury or death for two or more people, and $5,000 for damage to real property.

    Administration

    • DUI offenders must submit SR-22 proof of insurance for to the DMV after conviction. As long as the driver's policy is not cancelled or changed, no additional proof or forms need to be sent in through the three-year requirement period. However, if the driver's insurance changes or is cancelled, another SR-22 form must be sent.

    History

    • California's Compulsory Financial Responsibility Law created the SR-22 requirement. The purpose of this law is to ensure drivers assume monetary responsibility for damage or injuries, no matter who is at fault.

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