How to Afford Hearing Aids

• 1). Contact your health insurance company and see if they will cover all or part of the cost of a hearing aid. Though it is rare for a health insurance policy to cover the whole cost of a hearing aid, some of them will cover part of the expense.
  
  
• 2). Use a Health Savings Account (HSA) to use pre-tax dollars to pay for the hearing aid. Nearly all major employers offer an HSA to employees that choose a high deductible health insurance policy. Though an HSA is only offered via an employer, it is important to note that the funds in the HSA are owned by the individual. This means that the HSA can follow an individual from one employer to another. Utilizing the HSA to pay for the hearing aid will allow a person to purchase a hearing aid soon because the full amount of money that will be saved in the HSA over the course of the year is available for the consumer to use at the beginning of the year.
  
  
• 3). Apply for a personal line of medical credit with companies such as Medi Credit or Care Credit to pay for the hearing aid. These companies offer personal lines of credit to be used exclusively for medical expenses. They frequently offer a low interest rate or no interest for a period of time