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Health & Medical Insurance : Insurance
Florida Medicaid Benefits
Medicaid is a program designed to help certain low-income populations with quality health care. Florida's Medicaid program offers comprehensive coverage, but benefits may be different depending on why a person is qualified for Medicaid. Any benefit-related questions should be directed to...
Difference Between Health Insurance and Discount Plans
It's easy to get confused about your health care payment options. While health care reform is rapidly changing the health insurance landscape, it is important to understand that not every program offering to sell you health care is actually offering health insurance. Some companies instead sell heal
How to Check Your Pending Ohio Medicaid Number
Checking the status of your Medicaid number is important. Medicaid is a partially government funded health care program for individuals that have low or no income. Individuals must meet Ohio requirements, which includes providing proof of income and assets, being a U.S citizen and having adequate re
How to Obtain COBRA When You're Waiting for New Job Insurance to Kick In
COBRA, short for the Consolidated Omnibus Budget Reconciliation Act, allows workers and their families to maintain health care insurance in the event of a job loss, reduction of hours, death or divorce, according to the U.S. Department of Labor. When COBRA is available, the insured is responsible fo
How to Find a Provider for United Healthcare
United Healthcare Corp. was founded in 1977 and services medical insurance plans for 20 million people in all 50 states. Finding a medical care facility or physician that accepts your particular insurance coverage used to involve the arduous task of calling each individual provider in a localized ar
What Is Universal Health Care Insurance?
Although universal health care is a common system in countries like Germany, Sweden and Canada, it has not been the norm in the United States. In the U.S., health care and health care coverage is largely privatized, with some government programs providing for those who cannot afford traditional heal
Disability Insurance Plan
When accidents happen, you can work, disability insurance to avoid a life jacket. show only a few weeks off from work does not pay for the families at the end of the lesion. This can ...
The Rising Costs of Medications
0n March 26, 2010, as surely the whole country is aware, huge new health reform changes occurred on a national level. The subject of health care has riveted the attention of Florida citizens. People who ...
HIPAA Requirements for Releasing Information
HIPAA places limits on the ways your personal health information can be used.empty exam room image by Pix by Marti from Fotolia.comThe Health Insurance Portability and Accountability Act (HIPAA) was passed into law in 1996 to set a national standard for any electronic transfers of health...
Health Spending Account Rules
Employers and employees must follow important rules for contributing to Health Savings Accounts.health concept image by drx from Fotolia.comA Health Savings Account (HSA) or Medical Savings Account (MSA) is a financial savings tool that provides individuals another way to pay for health...
Medicare Benefits Vs. Private Health Insurance
If you are age 65 or older, you have a choice between continuing with private health coverage or choosing to enter into U.S. government's Medicare program. Depending on which Medicare option you pick, you'll find that benefits and costs are similar to private health coverage, but with some significa
Definition of Dependent for Health Insurance
Insurance is regulated at the state level, so each state has slightly different rules and legislation regarding the treatment and identification of dependents for health insurance. However, the vast majority of states have adopted nearly identical definitions of "dependent" for the purpose of determ
Employer's COBRA Responsibilities
COBRA allows certain employees to continue health insurance after leaving a company.Health image by Greg Carpenter from Fotolia.comCOBRA is an acronym for the Consolidated Omnibus Budget Reconciliation Act. This is the act through which health benefit guarantees were passed in 1986. The...
How to Write Grants for Chemistry
The process of writing a chemistry grant begins with a well-written proposal indicating an applicant's desire for funding. This proposal is approved or rejected by a government agency, academic institution or business that is offering grant funds. An approved proposal allows chemists and researchers
Qualifications for Medicaid in Ohio
You and your family can get healthcare under Ohio Medicaid.mother and child image by Gina Smith from Fotolia.comOhio Medicaid is a government program designed to assist low-income Ohioans with their health care expenses and to provide health insurance to those who cannot afford it....
Medicare HMOs and PPOs, Explained
Medicare - HMOs and PPOs When counseling Medicare beneficiaries about their options, I'm often asked about Medicare Advantage, Managed Care Plans. The two most common types are HMOs and PPOs. What are they, what are ...
Canadian Health Privatization
Privately-run health care services in Canada have always been assumed to exist for the financially well-to-do folk who can pay for it without losing any sleep. Over the years, this trend has gradually shifted. It ...
How to Compare Medicare Part D Insurance Plans
The Part D plan that's right for you depends on your current and past drug needs. Each plan offers four different thresholds that vary the amount of co-pay and cost considerations. Choosing the right plan means reviewing your needs and understanding the cost structure, which is determined by the sta
What are Title 42 Federal Government Employees?
Title 42 refers to a broad section of U.S. federal code that created and maintains the public health and welfare bureaucracy. Thousands of federal employees fall under Title 42's strictures, serving a variety of public health needs across the country. From researchers studying the latest in vaccines
Health Insurance for Low-Income Adults in New Jersey
New Jersey has a number of programs that help ensure that low-income residents of the state have access to adequate health care. According to a New Jersey Department of Human Services report, 40 percent of low-income residents were uninsured in 2001. By not being able to get adequate care, these peo