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Bankruptcy : Business & Finance
Guide To Bankruptcy: Choosing The Right Chapter
Federal laws designate specific rules that must be followed to be able to file bankruptcy. Although these rules are a large part of the criteria you must meet, there are also state laws that add more criteria. Bankruptcies are not to be entered into lightly, so it's important that you understan
Get Out of That Debt Now
If you're up to your eyeballs in debt and are looking for an easy way out, listen up. DON'T panic, make a budget, stick to it and whatever you do - DON'T get into more debt.
Definition of Bankruptcy Motions
Filing bankruptcy is a serious legal process. United States residents can request full forgiveness of pre-existing consumer debts under Chapter 7, a partial personal debt repayment plan under Chapter 13 or a business and personal partial debt repayment plan under Chapter 11. All cases include a seri
Can You File Chapter 7 Bankruptcy Immediately After Chapter 13 Ends?
Chapter 7 bankruptcy can be converted to Chapter 13, or re-filed after a waiting period.gavel image by Cora Reed from Fotolia.comConverting Chapter 13 to Chapter 7A Chapter 7 bankruptcy filing typically requires a delay after a previous Chapter 13 filing, but an open Chapter 13 case can...
When Does a Foreclosure Appear on My Credit?
If you lose a home to foreclosure, your credit record will reflect that fact. Because a mortgage is a financial transaction and appears on your credit report, all events connected to that mortgage -- including the loss of the home -- also show up in your credit history. Your credit record helps futu
Start Out The New Year By Filing For Bankruptcy
As we usher in 2012, the bad financial decisions we made in 2011 will quickly become a lingering memory. Looking back to New Year's one year ago, I remember all the talk of how people were going to get out of debt for their New Year's resolution. One year later, it seems nothing has change
Chapter 13 Bankruptcy - What You Need to Know Before You File
Before you file Chapter 13Bankruptcy there are important details you need to know. Discover these and other helpful tips in this article.
Bankruptcy and Buying a Home
If you are in a position where you are thinking of filing bankruptcy but want to eventually buy a house, it is possible!Although a bankruptcy will reduce your credit score by 200+ points, the damage is not ever lasting.
Bankruptcy Myths
In the American economy, auto dealers and financial institutions are not the only ones drowning in debt. The ever increasing lay-offs and pay-cuts are forcing even families to file for bankruptcy. Despite its levity, this financial nightmare might not have as much power as you think over the America
How do I Discharge Taxes?
Discharging taxes can only be accomplished by filing bankruptcy. Bankruptcy is a legal process that allows consumers to have a new start with finances. Adding taxes to your bankruptcy petition and having the taxes successfully discharged, requires you to meet the following conditions: the taxes owed
Bankruptcy Basics - Simple Bankruptcy Ideas to Consider
Michigan bankruptcy cases are on the rise in the last few years. This article covers some of the basic bankruptcy points and offers information about choosing to file bankruptcy.
Life Doesn't End Because of Bankruptcy - Ask Donald Trump!
Bankruptcy although an unfortunate occurrence isn't the end of the world. In fact, it's just a small chapter in the life of millions of people every year. Even Donald Trump knows this to be true!
Life After a Bankruptcy Filing
The topic of bankruptcy is one that can be covered from a variety of different angles. Usually, the topic is addressed from the perspective of someone that is contemplating filing for bankruptcy. This would certainly make sense since most people in need of information on the subject are likely those
Can One Spouse Declare Bankruptcy?
Filing bankruptcy is a complicated financial decision, and the process can become more complex if only one spouse chooses to file bankruptcy. Depending on your financial circumstances, including the amount of assets you own and the nature of the outstanding debt, having only one spouse file bankrupt
Bankruptcy - Facing Debts Might Be Better For a Single Parent
If you are a single parent, it is important that you understand the ramifications of filing for Bankruptcy. Looking at the long term picture is important before you jump into Chapter 7 Bankruptcy. Here is a typical scenario of a single parent that makes about $37,000 a year, is 32 years old with $32
Good Ideas Before Filing Chapter 7 Bankruptcy in Illinois
Knowing the regulations can help bankruptcy filers through the process.Paying Bills image by ne_fall_photos from Fotolia.comAlthough many consumers try to avoid it, filing for Chapter 7 bankruptcy protection can be the only way out of a mountain of debt. Filing for bankruptcy protection...
How to Pay Less on a Collection Agency Notice
Creditors typically have more difficulty collecting old debts than recovering recently defaulted accounts. Most creditors, such as bank and credit card companies, consider a debt uncollectible after 180 days and send the account to a collection agency to recoup a reduced amount. Because collection a
Can You File Chapter 7 on a School Loan?
When someone files for Chapter 7 bankruptcy, this is a legal request to have eligible debts permanently forgiven. However, most student loans cannot be included in a Chapter 7 case.
Reasons to Employ Help From Bankruptcy Attorneys
Bankruptcy attorneys are an essential element in obtaining debt relief. Today, more than ever, it is important to obtain legal counsel when filing personal bankruptcy due to the new laws that took effect in 2005. ...