Availability

• Car title loans are available all over the state of Missouri. Credit ratings do not matter when applying for a car title loan as long as you have a clean car title in your name. You keep physical possession of your vehicle even though the car title loan company holds your title. A lien will be placed on the title in the amount of the car title loan; this amount when paid in full will release the lien and you will once again have a free and clear car title.
  
  

Requirements

• The car title loan company will require your bank information to ensure that it receives monthly payments in a timely manner. The company also will require that your vehicle be inspected to ensure that it is in road-worthy condition. You will need to prove some type of monthly income to the title loan company. This proof of income could be from employment or from a Social Security or disability benefits check, as long as the source of income is steady.
  
  

Sources of Title Loans

• Many auto title loan companies are based online, and several of the more prominent ones doing business in Missouri can be reached by clicking on the links provided in the Reference section of this article. Like payday loans, auto title loans bear high interest rates commensurate with these types of loan products.
  
  Missouri Cash4U offers title loans in amounts ranging from $300 to $10,000.
  After you complete and submit its online form, a contact from the company will follow up with a phone call to the number that you provided. Cars accepted for title loans are from 1996 and later. Check Reference section.
  
  Columbia Title Loan offers no-fax loans in as little as 15 minutes. The company has a chat box on its index page for your convenience. Its phone number is: (888) 924-4600. Check Reference section.
  
  Missouri Car Titles Online can be reached at: (888) 700-7505. This Company offers loans of $750 to $50,000. A representative is on call at the chat box on the home page of this site. Check Reference section.