Bin Visa Databases- Exclusively For The Visa Cards.

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Bin stands for bank identification number. It is the identity mark of a financial card with which the merchants can confirm the authenticity of the cardholder. The bin databases are the comprehensive list of all bin numbers irrespective of their service provider.

Bin visa is the type of bin database which has all the bin numbers of visa cards. Bin visa contains almost all the subtypes of visa cards.

Visa credit cards are custom based credit cards which are tailor made according to the customers. Visa debit cards offer payment facilities for clients who have got their accounts with the financial intuitions. Some VISA Debit cards offer additional services and attractive discounts. All these are found in the bin visa databases.

Bin visa databases also contain VISA AARP cards commonly called as chase cards offer unlimited cash back, add-on protections etc., A Classic debit card from the visa family is called the visa ATM only. However they do not qualify to be used for online purchases. Visa business cards can be used anywhere in the world and are great to be used for smaller businesses. There are several additional benefits at a lower fee. There are several others such as Visa check cards, classic, gold, travel, gift, corporate, electron etc which vary in the nature and coverage of the payments included in the bin visa database.

Among them Visa classic cards constitute the highest in acceptance rate. Bin visa database is thus dedicated to the services of all visa cards.

Advantages of bin visa list

Since the bin visa database is dedicated to visa cards which form the major chunk of banking and finance industry it is apt for business establishments which deal more closely with such industries. Bin visa is also suitable for firms having the majority of their transactions in the banking sector. Since visa is the most widely used card, a wild guess for start up firms to invest in bin visa would nevertheless be advantageous.

Bin visa lists can be used to validate online transactions using credit cards. The mismatch between the customer's postal address and the bin visa list search result can result in a detailed scrutiny. These mismatches get the top priority among suspicions of fraudulent transactions. Orders using prepaid cards with huge amounts get close next to suspicions of financial card frauds. International orders with mismatch of postal address are also a serious concern.

With a bin visa list, warnings about any mismatches or suspicions are raised as flags and these can be verified in detail so that the merchants can decide whether to allow or stop the transaction. Validation of bin numbers with bin visa lists therefore helps in identifying the mismatches and therefore protecting the finances.

Some bin visa lists offer to find the country of origin of cad whereas some others offer to identify the bank. Whatever be the choice, the bin visa list helps in curbing the financial charge backs and promoting financial stability
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