Short term car insurance is a relatively new type of policy which may be just the thing you need. Basically it is a policy you can buy for a specific amount of time from anywhere to two weeks all the way up to six months.

This type of policy may be useful for people who are visiting from overseas or for parents who have children coming home from college. They may be covered under the owner of the car's policy, but in the case of relatives this can be tricky.

This type of car insurance works exactly like every other type of auto insurance. You should probably buy it online because the price will be lower and it will be easier to figure out which insurance companies are offering it in your area at this time.

Not all insurance companies write short term policies at this time, but you can go directly to their web sites and find out. While you are at the web site you should ask for a quote. If you do this two or three times you will have be able to tell which company is offering you the lowest rate.

Since this type of policy basically covers someone who will not be the primary operator of a vehicle the premiums will be lower. The actual amount will depend on the person's driving history, age, and the type of car you will drive.

Another reason someone would purchase this policy is to make sure the primary driver doesn't lose their no claim discount. Many drivers who have never filed a claim enjoy a discount. So even if a visiting driver is covered on the policy they will lose their discount if the visiting driver has to file a claim.

Short term car insurance is a great way to ensure you are not imposing on someone you may be visiting. It will also allow them to give you their automobile without any hesitation whatsoever.