Insurance Reimbursement

• When your insurance policy authorizes the reimbursement, you receive amounts between $1,500 and $2,000 per month, reports Wellspring Camps, an organization with a dozen weight-loss camps in the United States, Canada, and the United Kingdom.
  
  

Acceptance Criteria

• Health maintenance organizations, or HMOs, do not pay for these programs, explains Camp Shane, a weight loss camp operational for 42 years in New York state. Preferred provider organizations, such as the Aetna PPO, may decide to reimburse only when physicians supervise the weight-loss program, and only for participants demonstrating that they failed to maintain a BMI below 27 or have medical conditions that mandate weight loss.
  
  

Tax Deduction

• The Internal Revenue Service recognizes obesity as a disease in its 202-19 IRS ruling, and accepts tax deduction for costs specifically associated with the medical services. Ask the weight-loss camp if it can detail the invoice, and be sure to consult a tax advisor.
  
  

Medical Flexible Spending Account

• If your employer offers a medical flexible spending account that gives employees the ability to pay out-of-pocket medical expenses with pre-tax dollars, you may use this account if the weight loss treatment addresses a specific medical condition and has been prescribed by a physician.