The Christmas Season is a time of giving and receiving, laughter, and fun for many people.
But it can also be a time of stress and disappointment for a family that finds itself in need, especially when children are involved.
A Difficult Season While most of us will enjoy a holiday season filled with parties, decorations, gifts, and time with family and friends - others struggle to make ends meet financially and face the days leading up to December 25th with fear and anxiety.
Families can find themselves in dire situations for a multitude of reasons, and when a child asks for a gift that a parent can not deliver the hurt is deeper.
Fortunately there are numerous charities and programs available to assist those who have no other options.
Where to Turn Despite a gloomy economy, America is still a nation of givers and there are enough generous people to keep the charities supplied with everything that a family will need to make the Christmas merry for adults and children alike.
Check out the following:

• Salvation Army - this century-old charitable organization can provide assistance with food, toy and clothing vouchers, and other means of help (contact local branch)
• Toys for Tots - this program, sponsored by the US Marine Corp, gives new toys to children (request toys on their website)
• GoodFellows - many local communities have these organizations that exist to provide toys, food, and other assistance to needy families (send letter to local chapter)
• Utility Companies - many will provide help with heating and electric bills during the holidays (inquire with your utility)
• Catholic Charities - they provide food baskets, toys, and emergency assistance during the holidays (ask local chapter)
• Local Churches - many have programs designed specifically for needy families and can provide food, clothing, and toys during the Christmas season (ask the staff)
• Local Food Banks/Toy Drives - most areas have food banks that operate year-round, but focus on providing help during the holidays; also look for local toy drives held by radio/TV stations or other groups

Help for Your Future If you find yourself in a position that warrants help for your family - by all means - take advantage of the generosity of others and receive the assistance that will make your holiday memorable, especially for your children.
Then as the New Year begins, look to take the action necessary to ensure your situation will improve in the coming year.
One way to increase your monthly income is to start a home-based business.
Many of these programs can be started with little initial investment and can eventually provide a steady stream of income to provide for your family and realize your dream of financial freedom.
But be wary of any opportunity that promises quick riches with little effort.
Make sure that you do your research and choose a business that is the right fit for you and your family.
Work diligently and maybe next Christmas you can donate to the same charities you needed help from this year.