Unfortunately credit is one thing that we need in order to function in today's world and having a good credit rating is a must.
In this article I am going to give you some ideas on how to clean up your credit rating as quickly as possible.
The first step would be to get a copy of your reports from Equifax, Transunion and Experian.
Once you have a copy from all three of the bureaus you can begin your task.
Take a marker and analyze each report separately, you are looking for any negative, outdated or totally incorrect entries on your report.
You want to also keep an eye out for duplicate items, which are also common on a lot of peoples report.
It is important that you do this task for each of the main bureaus individually.
A negative on one report does not mean that it is on the other two.
Once you have identified all the items that could negatively impact your credit report you want to deal with them one at a time.
You may notice that some are more than ten years old and if this is the case, these kinds of items can be deleted fairly quickly.
In terms having the best possible credit rating quickly, you want to also consider another approach, you can begin working on new credit as well.
You can apply for a secure credit card which can help you begin to rebuild your rating, these types of cards are fairly easy to get even with a bad credit rating.