To get an unsecured credit card is actually really simple since you will not have to give any monetary collateral.
Unsecured cards also have a lower interest rate since they are only offered to people who have a good credit history.
If you are looking into getting one but have a bad history, your chances will be much less.
The reason why card companies will only give unsecured cards to people with good history is because they are confident that these people will make their monthly payments on time.
This does not mean that a person with a bad history does not have a chance to get this type of card.
It simply means that it will be much harder and will require that the person really fix up his rating so that he or she is in the clear as far as payments are concerned.
One way to do this is to first get a secured card and then improve your credit history by making sure that all monthly payments are made on time and the correct payment is made.
It is important to not use your card to its maximum as well because this will be greatly considered when credit card companies are studying your case regarding an unsecured credit cards application.
One more thing to keep in mind is that you should also not spend more than 30% of your credit card limit or leave that amount unpaid with each month because that will also bring your credit history down.