A Quad Bike, also known as ATV or All-terrain vehicle, is a vehicle with four wheels dating back to 1893 when Royal Enfield created and sold the first quadracycle initially designed for a horseless carriage purpose.
Then, Honda manufactured quad bikes in the 1970s.
In United Kingdom, in order for an ATV to access the public roads, it must have a B1 license, tax and registration and a quad bike insurance.
Just as it is uncommon to find ATV owners especially outside places like farm or woodland, it is also not that easy to find a quad bike insurance and a good deal or premium.
However, one must not lose heart and should pursue finding the right insurance for your beloved investment so as to maintain a peaceful mind and an enjoyable ride.
Examples of insurance providers that give instant quad bike insurance quotes are Carole Nash who has been in the market for over 25 years offering an expertise to a wide range of motor bike insurance policies, Autonet Quad Insurance which provides a comprehensive set of quotations from different companies, and Quadsure which is a section of Bikesure company that specializes in quad bike insurance.
After you have chosen a reputable provider, keep in mind to take several factors into account.
Just like choosing the right motorcycle and brand for you, be particular in choosing the right liability coverage.
You may choose an insurance that would cover you, your ATV, an injured person or a damaged property in case of accidents or also include insurance due to theft, storm, flood or fire.
Also take note if add-on parts of your bike need to be detailed to your insurance.
It is always best to choose an insurance coverage that includes medical treatments and lost wages due to accidents or malicious damage.
There are also certain premiums that cover your passenger.
Aside from these, also check for the discounts and bonuses offered like mileage discounts and multi bike insurance discounts.
Extra discounts are also often offered to older people, women and vintage bikes.