Surprisingly many people still are unaware that they are entitled to one free copy of their credit report from each major credit bureau each year.
These and many other sites offering you free copies of your credit history will most times offer you many additional services with your credit reports.
For a fee you can add such services to your free reports as more detailed creditor information, your credit score from each bureau, even services that will monitor your credit for you.
You will be able to find easy access to details on each of the services that are available.
What you will need to be certain of is whether it is a service that you really need before you can determine if the service is worth the fee.
If you are ordering your credit reports in an effort to improve your credit rating, then the additional fee for the credit score is something that would be worth the fee to find out.
You will want to monitor what your rating is on a regular basis.
Another feature available in agencies at a fee is additional details to the creditor information.
If you are contacting creditors in an attempt to clear off old debt, this information may make that process much easier for you.
If you have done all of the work to repair your credit and raise your scores, then the additional monthly fee for credit monitoring services would be valuable in helping you keep an eye on things.
When you are ordering the free reports that you see advertised, you will find the additional services that can be provided to you at a nominal fee.
Depending on your purpose for monitoring your credit, you may find one or several of these options beneficial to you.
Knowing what you need to accomplish monitoring your credit is important in ensuring that you get the services you need without paying for ones that you do not.