Rowing boats were used since ancient times for recreation, transportation and for naval warfare.
These boats are different from paddle boats, they are propelled in the water by using oars which are mechanically connected to the boat itself.
With the advent of motor boats, rowing boats are no longer used for transportation or for naval purpose.
However, throughout the world these water crafts are used for competitions and recreational purpose.
Recent studies revealed that rowing is the perfect sport which consumes more calories and causes less stress to the body.
This has led to increased sales of these types of boats.
If you are planning to buy a rowboat then you need to consider purchasing rowing boat insurance.
If you are wondering why you need insurance for your water craft allow me to explain the importance of insurance.
For beginners, row boats are not built to withstand physical impact.
The slightest impact causes dent or damage on the boat.
Furthermore the oars of the boat are mechanically connected to the boat itself, if you were to row the boat in shallow waters you will end up damaging the oars as well as the boat.
Imagine if your boat is not covered by insurance policy, then to repair the boat you will have to shell out the money from your own pockets.
In order to truly enjoy the pleasure of rowing without having to worry about causing damage to the boat you need to buy a good rowing boat insurance policy.
In order to get your boat properly insured you might need to consider buying more than one insurance policy.
The most basic rowing boat insurance policy is the physical damage or accident policy.
This policy allows you to reimburse for any repair due to damage or accident to your boat.
The second type of policy is known as the theft or property loss policy.
This policy allows you to claim back the amount predetermined if your boat has been stolen or is lost in the river.
The third type of row boat insurance policy is known as the fire policy, this allows you to claim the money if your boat is damaged by fire.
In case you want to be extra safe you should consider buying third party claim policy, this protects you when you are being sued due to damage caused on a property or a person by you or your boat.
The best place to buy cheap row boat insurance is the internet.
You need to compare the various insurance policies to truly understand the pros and cons of the policy.
Once you have decided you can contact the insurance broker and purchase the policy.