How to Purchase Savings Bonds Online

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    How to buy savings bonds online

    • 1). Establish your investment goals. For people giving a bond as a gift, this step may not be an issue. But for people holding bonds for themselves, knowing how long they want to hold it and how much revenue they want to gain from the investment is essential to picking the right kind of bond.

    • 2). Choose the type of savings bond that fits your goals. There are two types of savings bonds, I bonds and EE bonds. Each of these bonds has a different type of maturity. Series EE bonds are purchased at half their face value and are guaranteed to double in value in 20 years. I bonds pay the current rate of inflation plus a fixed rate. If those two rates combine to more than 3.5 percent, the bond will mature faster than the EE bond.

    • 3). Visit the treasury website to purchase bonds online. Select a purchase method. You can choose payroll deduction or direct withdrawal from a bank account. Open an account and then go to the order screen to pick the bond and the amount of investment.

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