Pay More For Insurance If You Drive an SUV
Drivers of SUVs say they love driving it.
But, there are many different ways SUVs have to pay more than other drivers on the road with their smaller vehicle.
First of all, an SUV is a very high priced vehicle because it is an enormous amount of metal riding around town on only four tires.
They look like they're going to tip over and start to roll down the street every time they make a quick turn of their wheel.
Certainly, most other drivers don't feel comfortable when one of them changes lanes on the freeway and then they are right behind them making a driver in a smaller vehicle feel overwhelmed.
They look dangerous and actually they are.
An SUV can total a small car in less than a couple of seconds and that is pretty scary if you drive a small car.
Insurance companies state that the passengers in a car hit by an SUV are at risk for serious injuries thereby raising the liability and medical premiums of the SUV driver.
Of course, the auto insurance premium on this type is vehicle is very high.
Statistics say that insurance for an SUV is approximately 10 to 20 percent more than a regular sized car.
Other factors are figured in just as with anyone else such as the owner's driving history, their credit rating, etc.
SUV owners don't actually pay more insurance just because they own an SUV but for the fact that their vehicle can cause other cars more damage and the risk of injuries to other people are usually higher.
Some SUV owners say that it's worth it to pay the extra insurance because driving a larger vehicle makes them feel safer.
According to the Insurance Institute for Highway Safety (IIHS) the opposite is true.
Statistics from vehicle crash tests have shown that SUVs tend to be less safe than other cars.
And, damage from a small fender bender has become an issue from the insurance company's point of view because these vehicles' cost for repair of body damage is very high.
For some reason, SUVs don't have the same standards for bumpers as a smaller car therefore the SUV does not do so well in regards to their damages received when the accident is just a small fender bender.
Also, they are more likely to flip over under certain circumstances because of their higher center of gravity.
Not only do owners of SUVs pay much higher auto insurance claims but if they get into an accident where they hit a smaller car the insurance company will increase their liability portion of their premium quite a bit.
But, there are many different ways SUVs have to pay more than other drivers on the road with their smaller vehicle.
First of all, an SUV is a very high priced vehicle because it is an enormous amount of metal riding around town on only four tires.
They look like they're going to tip over and start to roll down the street every time they make a quick turn of their wheel.
Certainly, most other drivers don't feel comfortable when one of them changes lanes on the freeway and then they are right behind them making a driver in a smaller vehicle feel overwhelmed.
They look dangerous and actually they are.
An SUV can total a small car in less than a couple of seconds and that is pretty scary if you drive a small car.
Insurance companies state that the passengers in a car hit by an SUV are at risk for serious injuries thereby raising the liability and medical premiums of the SUV driver.
Of course, the auto insurance premium on this type is vehicle is very high.
Statistics say that insurance for an SUV is approximately 10 to 20 percent more than a regular sized car.
Other factors are figured in just as with anyone else such as the owner's driving history, their credit rating, etc.
SUV owners don't actually pay more insurance just because they own an SUV but for the fact that their vehicle can cause other cars more damage and the risk of injuries to other people are usually higher.
Some SUV owners say that it's worth it to pay the extra insurance because driving a larger vehicle makes them feel safer.
According to the Insurance Institute for Highway Safety (IIHS) the opposite is true.
Statistics from vehicle crash tests have shown that SUVs tend to be less safe than other cars.
And, damage from a small fender bender has become an issue from the insurance company's point of view because these vehicles' cost for repair of body damage is very high.
For some reason, SUVs don't have the same standards for bumpers as a smaller car therefore the SUV does not do so well in regards to their damages received when the accident is just a small fender bender.
Also, they are more likely to flip over under certain circumstances because of their higher center of gravity.
Not only do owners of SUVs pay much higher auto insurance claims but if they get into an accident where they hit a smaller car the insurance company will increase their liability portion of their premium quite a bit.
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