Types of Coverage

• Travel insurance polices can provide either health insurance and/or medical assistance that helps you arrange health care but does not necessarily provide health insurance coverage itself.
  
  

Length of Coverage

• Most travel health insurance is designed to offer temporary coverage for trips lasting from 2 weeks to 70 days.
  
  

Typical Services

• Besides health insurance, health services outside the U.S.might include medical assistance, medical evacuation, emergency consultation by phone, or help finding the nearest hospital or English-speaking physician.
  
  

Medical Assistance Policies

• Medical assistance policies help you find medical care in foreign countries. They may offer health insurance, but not necessarily.
  
  

Cost

• Temporary health insurance coverage is more expensive than regular health insurance. You could cut costs with a high deductible, paying for the less expensive doctor visits yourself.
  
  

U.S. Reimbursement

• If your regular U.S. insurance will cover you for emergencies abroad, find out exactly what's covered and for how long. Pack insurance reimbursement forms.
  
  

Examples of Travel Insurance Companies

• Some companies that offer temporary health coverage and/or medical assistance include: Access America, International SOS Assistance, Liaison International, MEDEX Insurance Services, Inc. and Wallach & Company, Inc.