If you don't have the minimum amount of car insurance that is required by law in Montana, and you are stopped by a police officer, you can expect to have your car taken away on the spot.
There is zero tolerance for driving without car insurance in this state so finding affordable car insurance is a priority.
There are some easy ways to save money and get discount car insurance in Montana.
One of the best ways to save on car insurance is to take advantage of any available discounts that your car insurance company offers.
These vary depending on the company, but some that are common include: oGood driver discount.
If you are able to maintain a clean driving record, you can instantly expect to save money on your car insurance.
This means avoiding getting any speeding citations by obeying posted limits and trying to steer clear of all accidents, even small fender benders.
oAnti-theft discount.
Insurance companies want to reduce their risks.
If a driver takes extra measure to keep their car safe, the insurance company will often reward them in the form of lower premiums.
Reducing theft risk can be done by installing a car security alarm or even by parking the vehicle in a locked garage each night.
oMulti car discount.
In many families there are several people who drive.
This can mean that the family needs insurance for two or more cars.
Insuring all the family cars under one policy will typically yield the lowest premiums.
Insuring them separately is rarely beneficial.
This includes the parents' or partners' cars along with any cars that children in the family may drive.
Contacting several car insurance companies in Montana is really essential to finding the lowest price.
Just call them or visit their websites online to get a price quote.
Be certain to ask about any discounts they offer so you'll know if you qualify for an even lower price.