Auto insurance agents are the natural people to go see when it is time to purchase your policy, right? Well as it turns out this is no longer exactly true.
This is one of those times when listening to your instincts won't pay off.
In fact it could wind up costing you hundreds of dollars.
The better choice when it comes time to shop for automobile insurance is to go online.
Everything else is cheaper online these days and car insurance is no different.
The average consumer can save up to five hundred dollars by purchasing their insurance online.
The reason for this is that auto insurance agents work on commission.
This means they get paid by the insurance company for every policy they sell.
This works out well for the agent and the insurance company, but guess who gets stuck with the bill for their services? By using the internet to find your next policy you are cutting the agents out of the deal.
This means there is no fee added into the price of your policy.
This is how purchasing your coverage online saves you money.
Buying insurance online also offers you more options.
You can request multiple quotes from multiple companies in the same amount of time it would take you to go to one car insurance agency.
On average it takes about fifteen minutes to request a quote.
To make it even easier there are multiple quote web sites out there that will take your information and forward it to several insurance companies at once.
They review the information and send you a quote for a policy.
This makes finding the cheapest car insurance a very easy thing to do.
Don't feel too bad for the auto insurance agents however.
For some odd reason there are still tens of thousands of people paying them hundreds of dollars for something they could easily do for themselves.