Health Insurance and the Chance to Survive

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Medical insurance of any kind for patients with a history of cancer find it very difficult to acquire even a low cost medical insurance policy.
To make matters even worse it is a low time in their lives because to locate reasonable employment can be a very difficult task.
Normally employers as much as possible don't want to hire applicants who are already sick because this will greatly increase their medical costs.
The run around with the affordable health insurance providers offers little comfort.
The cancer survivor is usually hit with very high premiums, the obvious exclusion because of a pre-existing condition, and the uncertainty that the medical insurance provider really does not want to insure the individual.
The unfortunate catch-22 situation that a cancer survivor is placed makes them wonder what the point is of having health care of any kind.
Their premiums are more expensive because they are tagged under the high risk pool.
You are paying for an affordable health insurance policy that denies you health care coverage for up to eighteen months for the cancer you just finished fighting.
These plans usually focus on managed preventive medical care and not catastrophic plans that everyone will need some time in the future.
This places the patients in high-risk pools that will give them a hard time paying their premiums.
Most patients will try their best to pay their premiums but it will come to a point when they can no longer pay.
The cancer patients who manage to pay the monthly health insurance premiums and hold on to their health insurance policy need to try to maintain what they have.
It is usually unlikely to find an insurance provider who can give lower rates.
For some individuals, they feel that getting an individual paying policy is less adequate than going through an employer-sponsored insurance.
Your new insurance carrier might get rid of riders in your plan for your treatment because they have the power to do so.
Unfortunately, there are some instances when the health insurance provider will place a disclaimer of five years before insuring an individual for what they need health insurance for in the first place.
Many cancer survivors are forced to go through their state for medical insurance coverage and that is very sad.
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