How to Apply for a Debt Relief Order

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    • 1). Determine if you qualify for a DRO. To qualify for a DRO:
      Debts must be less than £15,000
      Disposable income must be less than £50 a month
      Total assets must be less than £300
      You did not have a DRO within the last 6 years

    • 2). Contact an approved intermediary. You can find a list of intermediaries through your Citizens Advice Bureau, or check the Insolvency Service website for a list of competent authorities that can direct you.

    • 3). Fill out the online application with the help of the intermediary, print it off, sign it and mail it to:

      The Debt Relief Order Unit
      The Insolvency Service
      1st Floor, Cobourg House
      Mayflower Street
      Plymouth
      PL1 1DJ

    • 4). Obtain, from your intermediary, your unique bar-coded letter so that you can pay your fee.

    • 5). Pay the non-refundable fee at a Payzone outlet. The fee must be paid in cash and, as of 2010, is £90.

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